Fees/Insurance

GENERAL FEES
Individual Counseling
$110 per 50-55 minute session
$160 per 75 minute session (see insurance section)

Couples Counseling
$110 per 50-55 minute session
$160 per 75 minute session (see insurance section)

Payment is expected at each session whether you are paying the full session fee or any copays, should you be using insurance. I accept cash, checks, most major credit cards and most HSA cards. PLEASE NOTE: I only accept cash and checks for copays. Typical copays are the same as “office visits” located on your insurance card.

INSURANCE
I am an in-network provider for Blue Cross Blue Shield and the Blue Card Network (CBA Blue, Excellus, BCBSFed, etc).

Fletcher Allen/ VT Med Center Employees: Your mental health benefits are managed by BCBSVT but are (typically) provided by Cigna Behavioral Health. Please be advised that I am not a Cigna in-network provider. Employees are being told that because BCBS manages the Cigna benefit, I should be able to file a claim with Cigna as usual. However, this has not been my experience. If you’d like to use your insurance and your mental health coverage is provided by Cigna Behavioral Health, you will be required to pay the full cost of the session. I will provide you with the appropriate documentation to file a claim for out-of-network reimbursement. You will need to check with Cigna to find out how much you will be reimbursed as it depends on your specific policy.

Out of Network: If you have out of network benefits, I can provide you with the appropriate documentation to file an out-of-network reimbursement claim on your own. Your benefits would apply after any deductibles you may have are met. You will need to check with your insurance company to find out how much you will be reimbursed as it depends on your specific policy. Let me know if you have any questions about this process.

Please Note:
Insurance does not cover missed sessions.
The cancellation policy is a full 24 hour notice prior to your scheduled appointment. In the event that you no show or cancel in less than 24 hours of your appointment, you will be expected to pay for the full cost of the missed session due at the time of the next meeting.

Please Note:
Insurance does not cover extended session times.
If you are interested in an extended session, you will be responsible for paying any additional time added to the standard 50-55 min session out of pocket. Typical extended sessions are 75 or 90 minutes. If you have in-network insurance, your fee would be any copay plus either $55 (75 min session) or $90 (90 min session).

TYPICAL INSURANCE POLICY DISCLOSURE
Insurance company’s require diagnostic codes that stay on your permanent records and they may request a copy of your complete confidential records including treatment plans, process notes and other information.